Cow Benefit
Honour Tradition. Protect What Matters.
The EFS Legacy Shield Cow Benefit provides meaningful support to help your family honour a loved one and meet important traditional funeral obligations with dignity.
Designed with affordability and family protection in mind, the benefit provides peace of mind knowing that your family can receive a traditional cow benefit when it matters most.
Your Cow Benefit Includes
- 🐄 Traditional Cow Benefit
A cow benefit to assist your family with traditional and cultural funeral arrangements. - 👨👩👧👦 Family Protection
Cover is available for the main member, eligible children and up to 6 extended family members, helping you protect the people who matter most. - ❤️ Dignity When It Matters Most
Funeral arrangements can place a significant financial and emotional burden on families. This benefit provides practical support during a difficult time. - ⚡ Accidental Death Cover
Accidental death is covered immediately after the first premium is paid. Natural death is subject to a 6-month waiting period, in line with the policy terms and conditions.
Who Can Join?
Main Member
- Entry age: Main member 18–74; Super Senior 75–89
- Monthly premium is based on the member's applicable age band.
Children
- Children from 14 days old can be covered.
- Up to 6 children can be added.
- Eligible biological children may be covered in accordance with the selected plan and applicable policy terms.
Extended Family Members
- Up to 6 extended family members can be added.
- This allows you to extend protection beyond your immediate household to family members who are important to you.
- Extended family members are subject to the applicable eligibility requirements and policy terms.
Monthly Premium
| Main Member Age | Premium |
|---|---|
| 18–74 years | R199 pm |
| 75–89 years | R345 pm |
Once-off Administration & Activation Fee: R99
See the full Legacy Shield Key Terms →
Simple Protection. Meaningful Support.
The Cow Benefit is designed to help your family manage an important traditional funeral obligation while providing meaningful support during a difficult time.
With EFS Legacy Shield, you can put protection in place for yourself and extend that protection to the family members who matter to you.
Protect Your Family. Honour Your Traditions.
*Benefits are subject to the applicable policy terms, conditions, limits and underwriting requirements. The Cow Benefit is provided as goods and services. Your policy terms explain your right to choose a cash amount instead, at no extra fee.