Protecting Today. Planning Tomorrow. Building Your Future.
We provide professional financial solutions designed to protect what matters today, plan for tomorrow and build a more secure future.
Who We Are
Emthunzini Consortium (Pty) Ltd t/a Emthunzini Financial Services is an authorised Financial Services Provider (FSP 54028), committed to delivering professional, client-focused financial solutions that support the financial security, growth and long-term sustainability of individuals, families and businesses.
We provide a comprehensive range of financial services, including Healthcare Solutions, Life Cover, Funeral Solutions, Investments and Financial Planning. Our solutions are designed to address the diverse financial needs of our clients while providing appropriate guidance and informed decision-making.
At EFS, we combine professional expertise, personalised advice and innovative financial solutions to help our clients protect what matters, plan for the future and achieve their financial objectives.
Our commitment is to build lasting relationships through integrity, professionalism and exceptional service.
Our Services
We offer a range of financial services designed to help you plan, protect and grow your financial future.
Health Solutions
Comprehensive health cover for you and your family.
Life Cover
Secure your loved ones with the right life cover.
Investments
Grow your wealth with smart, flexible investment solutions.
Employee Benefits
Complete employee benefits for businesses of all sizes.
Funeral Solutions
Dignified funeral cover options for your peace of mind.
Financial Planning
Expert guidance for your financial goals and retirement planning.
Our Funeral Cover Solutions
Affordable. Flexible. Designed for you and your family.
Combo Benefit
(Cow + Grocery)
The Cow and Grocery benefits combined in one affordable package.
Learn More →Apply for EFS Legacy Shield
Funeral Cover
- Simple online application
- Affordable monthly premiums
- Cover for you and your loved ones
- Affordable, dignified family cover
Become an EFS
Community Partner
- Earn commissions on referrals
- Bonuses & incentives
- Training & support
- Make a real impact
Why Choose EFS LegacyConnect?
Simple & Secure
Easy, secure online application process.
Simple & Straightforward
A clear, straightforward application process.
Community Focused
Protect families and empower communities.
Mobile Friendly
Access your policy anytime, anywhere.
Personal Support
We're here to help when you need us.
Trusted & Reliable
Backed by EFS. Driven by values.
Frequently Asked Questions
You can apply for cover directly online through our LegacyConnect portal. The process is quick and only takes a few minutes.
You can include your spouse, children, parents, and extended family members depending on the specific policy chosen.
Your cover starts once your first premium has been received. Accidental death is covered immediately, while natural death is subject to a 6-month waiting period, in line with the policy terms.
Claims can be submitted easily online via the LegacyConnect portal or by contacting our support team directly.
Still have questions?
Our support team is here to help you with any queries you might have regarding our products or services.
Contact Support →